Trust Wills (Single)

Stronger Protection for Your Estate

A standard Will is simple: it gives your money to someone else. Once they have it, it is theirs to lose.

A Trust Will is smarter. It acts like a safety deposit box, allowing your loved ones to benefit from your assets while keeping them safe from threats like divorce, bankruptcy, care fees, or bad financial decisions.

Which Protection is Right for You?

We don't use "one-size-fits-all" templates. Aaron looks at your specific situation and builds the protection you need.

1. If you are Married or Civil Partners — The "Life Interest" Trust

You want to make sure your spouse is looked after, but you also want to guarantee your children eventually inherit your share of the assets. Your partner can live in the home and benefit from the income, but the capital value remains locked down for your children.

2. If you are Unmarried Co-habitants — The "Discretionary" Trust

You want to support your partner, but passing assets directly to them can cause tax issues or risk the money eventually going to their family instead of yours. A flexible Trust lets Trustees support your partner while keeping your wealth ring-fenced for your family.

3. If you have Vulnerable Beneficiaries — The "Care & Control" Trust

You want to leave money to someone who can't manage it themselves — perhaps due to a disability, addiction, or financial immaturity. Trustees manage the money on their behalf, ensuring support without risking a lump sum.

4. If you want to Protect your Children — The "Safety Valve" Trust

You are worried that if you give your child a large inheritance, it might be lost if they get divorced or go bankrupt. The inheritance is held in a flexible fund, generally protected from ex-spouses and creditors.

As a local consultant solicitor in Bridlington, Aaron can visit you at your home to explain these complex arrangements in plain English, ensuring you understand exactly how your legacy will be managed.

Who Is This For?

• Homeowners who want to protect their property from care fees
• Anyone concerned about remarriage risk after their death
• Parents with children from previous relationships
• People with vulnerable beneficiaries (disability, addiction, financial immaturity)
• Anyone wanting to prevent their inheritance being lost to a beneficiary's divorce or bankruptcy

What's Included in Your Fixed Fee

• Taking your full instructions
• Expert advice on the correct Trust structure for your goals
• Drafting the Trust Will
• One round of amendments
• Supervising the signing and witnessing of the documents

What's Not Included (Available If You Need Them)

Our fixed fee covers the Trust Will itself. The following additional work may be required depending on your circumstances, and Aaron will discuss these with you and agree a separate fixed fee before any work begins:

• Severance of Beneficial Joint Tenancy — if your property is held as Joint Tenants, it must be severed to Tenants in Common for the Trust to work (quoted separately)
• Declaration of Trust — if you need to specify unequal shares in the property (quoted separately)
• Letter of Wishes — guiding your Trustees on how to exercise their discretion (quoted separately)
• Statement Excluding a Beneficiary — a formal record protecting your Will from challenge (quoted separately)
• Solicitor Capacity Assessment — if there are concerns about mental capacity (quoted separately)
• Complex tax advice or dealing with foreign assets (quoted separately)

Your situation may be entirely straightforward and not require any of these. Aaron will explain which apply during your consultation.

What Happens If You Don't Act?

Without a Trust Will, your share of the family home could be claimed by care fees, lost to a new partner's family, or dragged into a beneficiary's divorce or bankruptcy. A standard Will offers no protection against these risks — a Trust Will does.

Why Choose Safe Harbour?

• Aaron personally handles your matter from start to finish — never delegated
• Fixed fees confirmed before we begin — no hourly rates, no surprises
• Home visits available across Bridlington and East Yorkshire
• SRA-regulated with full professional indemnity insurance
• Aaron explains complex trust structures in plain English — no jargon

You May Also Need

• Property & Financial Affairs LPA — protect your finances during your lifetime, not just after death
• Bespoke Estate & Tax Planning — if your estate exceeds IHT thresholds, proactive planning could save your family up to 40% in tax